FundMentor helps advisors and wealth teams build, research, review, and adjust portfolios with defensible, documented, suitability-aware decisions. ETFs and individual stocks. Monte Carlo projections, historical stress tests, branded client proposals, and compliance-ready Investment Policy Statements — all in one workflow.
FundMentor is under active development. Every release ships with a working demo you can try. Data refreshes on the first of each month. Next refresh: June 1, 2026.
Individual stocks — and the guardrails to go with them.
A refined interface — and several serious upgrades.
Most tools give you a screener. FundMentor gives you the full arc — from shaping the allocation to shipping the paperwork — with every decision documented as you go.
Set the client context, shape the allocation, and create a shortlist. Guardrails and goal-aware logic run in the background.
Model portfoliosBrowse 12,000+ ETFs and individual stocks, assemble a sandbox, then stress-test it with Monte Carlo and six historical scenarios before it enters a client plan.
Sandbox & simulationUpload a client's existing portfolio. See strengths, risks, overlap, and the delta to the proposed model. Export a branded proposal PDF.
Current vs proposedCompare current holdings against target weights. Surface the trades needed to realign. Tax-aware for taxable accounts.
Drift & rebalancingEvery session produces something the advisor can actually send or file. These are the artifacts that come out the other end — one click to bundle them all, or pull them individually.
One click. Bundles every artifact for a client meeting into a single zip ready for the file. The headline output of the entire workflow.
One page per holding. KYC summary, KYP details, the reasonably available alternatives considered, and a documented suitability rationale — the audit trail compliance asks for, generated as you build.
A compliance-ready IPS generated in seconds. Target allocation with min/max bands, permitted and prohibited investments, risk guardrails, and a suitability framework keyed to the client's jurisdiction. Auto-adapts when the portfolio includes individual stocks.
The one-pager advisors actually email. Allocation, holdings, character statement, and the advisor's narrative in plain language. Branded to match the rest of the documentation set.
5,000-trial simulation of the portfolio over the planning horizon. Shows probability of success, median outcome, bad-case and good-case tails.
How would this portfolio have held up in actual market events? One click runs every scenario and presents them as color-coded cards.
FundMentor is designed for professionals whose work is judged on defensibility, not just the Sharpe ratio — and for teams who need that defensibility at scale.
Solo and small-team CIRO- and SEC-registered advisors who want institutional-grade documentation without institutional-grade overhead.
Typical book: 80–400 householdsMid-size wealth management teams and RIAs running model portfolio workflows — with consistent proposals, consistent IPS, and consistent suitability rationale across advisors.
Typical range: $100M – $2B AUMAsset managers and DCIOs distributing model portfolios to advisors — deployed as a private-label decision tool with your models, your compliance posture, your logo.
Available via Clearstone engagementKnow-Your-Client, Know-Your-Product, Suitability Determination, documented rationale, reasonable alternatives — these aren't afterthoughts in FundMentor. They're how it works.
Aligned to CSA / CIRO Joint Staff Notice 31-368 (Dec 2025). The Suitability Memo and IPS reflect the Phase 2 expectation that risk capacity be assessed and recorded separately from risk tolerance, with documented rationale, a KYC summary, and reasonably available alternatives considered for each holding.
Documented rationale, reasonably available alternatives, and disclosure of material conflicts — generated at the same time as the proposal, not as a separate compliance step afterward. Output is structured around the SEC Reg BI Care Obligation framework.
Every session produces a suitability rationale, a target allocation with bands, a rebalancing policy, and risk capacity assessed separately from tolerance. The paperwork isn't homework — it's the default output of the workflow.
Clearstone Advisory is a consulting practice focused on workflow improvement for financial professionals and regulated service businesses. FundMentor is the first productized piece of that work — the part we use most often with our own clients, refined to the point we were comfortable sharing it.
If you like what FundMentor does but want something shaped specifically to your book, your compliance framework, your universe of securities, or your brand — that's exactly the kind of engagement Clearstone is built for.
The demo is live and public. Start with a blank context or use the sample client to see the full workflow in five minutes. If you'd like a version tailored to your team, get in touch.